Put A Quick End To The Harassing Phone Calls
Filing for either Chapter 7 or Chapter 13 bankruptcy will put an automatic stay into effect, immediately stopping any harassing phone calls, letters or visits from your creditors. It will also stop wage garnishment, giving you vital money back in your paychecks.
At the Michigan law firm of Roose Law PLC, our Southfield creditor harassment lawyers have decades of combined experience helping clients regain their peace of mind and their financial security. We have a keen understanding of your legal rights under the Fair Debt Collections Protection Act (FDCPA), the bankruptcy code and Michigan state law.
Your Creditors Must Contact Your Attorney, Not You
Retaining a bankruptcy lawyer is one of the best and easiest ways to stop creditors from calling you. The FDCPA requires all creditors to speak to your lawyer instead of calling you at home, at work or on your cellphone. Filing a bankruptcy petition will also prohibit them from harassing you.
The FDCPA places many restrictions on creditors. Among other things, they are not allowed to:
- Call you before 8 in the morning or after 9 at night
- Call you at work if your supervisor disapproves
- Make threats against you or your family
- Use obscene language
- Fail to identify themselves on the phone
Want To Stop Harassing Calls And Wage Garnishment? Our Flint Lawyers Can Help.
To learn more about how to stop the incessant phone calls and keep your hard-earned paycheck, schedule a free initial consultation today. Simply call our Michigan law firm at 248-331-1200. You can also reach us by email.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.